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• Timely, personalized    customer care
• A trustworthy and proven    network of performance-    rated service providers
• A collection of benefits,    processes and people
   capable of turning a    potentially negative
   roadside experience into
   a positive one
• A great value in the    marketplace


About Us

Auto Plan Plus One is offered and provided through Cross Country Motor Club, one of the oldest and most respected motor clubs in America.

Learn more about    

24/7/365 peace-of-mind motoring protection
for just $54.95 per year
With Horace Mann Auto Plan Plus One you and one other licensed driver living in your
household are covered in full for up to four incidents per year.
Who’s covered Custom trip routing and mapping
Emergency towing Cross Country Perks
Dead battery/jump-start Trip interruption
Emergency fuel delivery Key protection service
Fluid delivery Emergency message relay
Flat tire change Auto theft reward decal
Emergency lockout service Bail bond reimbursement
Roadside winching Legal defense reimbursement
Lost key retrieval Emergency cash advance
Emergency roadside connect  
Every detail offers peace of mind, protection and safety.
Who’s covered
Coverage includes the member plus one licensed resident driver in the member’s household. 
Emergency towing
To the closest repair facility or nearest authorized retailer.
Dead battery/jump-start
Never be stranded or worry about a dead battery again.
Emergency fuel delivery
Up to two gallons delivered to you when you run out. (Cost of fuel included.)
Fluid delivery
An emergency supply of fluids delivered to you when you run out. (Cost of fluids not covered.)
Flat tire change
Experts arrive to help you install your inflated spare tire.
Emergency lockout service
Call if you’re ever locked out of your vehicle.
Roadside winching
If your vehicle is stuck in mud, snow or off on the side of the road.
Lost key retrieval
Helps you avoid problems associated with lost key replacement.
Emergency roadside connect
Valuable access to public safety providers for police, fire, and medical assistance should the
situation warrant.
Custom trip routing and mapping
Personalized, information-rich trip routing and mapping services.
Cross Country Perks
Access to a robust national retail program offering convenient, up-to-the-minute discounts
and savings on your favorite everyday and specialty items.
Trip interruption
If you’re in an accident that disables your vehicle when you are at least 100 miles from
home, we’ll reimburse you $100 a day for lodging, food, etc. Maximum limit $500
per occurrence.
Key protection service
You can get reimbursed for the cost of lost home or auto keys. Up to $15 for replacement
of lost home or auto keys and up to $50 for your lock change. You could also receive up to
$250 towards your homeowner or automobile deductible if your home or car is burglarized
with your lost keys.
Emergency message relay
When you first call us for emergency services, you can request that we convey up to three
urgent messages to anyone, anywhere in the United States or Canada.
Auto theft reward decal
Auto theft reward decal helps deter theft. Place it in on the outside of your vehicle.
Auto Plan Plus One will pay up to $5000 for information leading to the arrest and
conviction of anyone stealing your motor vehicle.
Bail bond reimbursement
If you are charged with a violation of any Motor Vehicle Law (except driving under the
influence of alcohol or drugs or driving without a valid driver’s license) and must furnish bail, we will reimburse the cost of the bail bond up to $200.
Legal defense reimbursement
You are entitled to be reimbursed for legal fees incurred in the defense of a motor vehicle
violation – up to $1000 combined maximum for all charges arising from a single occurrence.
Emergency cash advance
When you’re away from home and need cash fast, call Western Union at 1-800—325-6000
and give them your valid VISA or MasterCard number with expiration date.


See the membership guide for full details.

  * Services are provided by and/or through Cross Country Motor Club, Inc., Medford, MA 02155, except in Alaska, California, Hawaii, Oregon, Wisconsin, and Wyoming where services are provided by and/or through Cross Country Motor Club of California, Inc., Thousand Oaks, CA 91360

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